Hours of credit-report homework, done in minutes.
Review potential reporting issues, organize your evidence, prepare personalized correspondence, and track every dispute round from one secure workspace — you stay the one in charge.
Experian
612
+18
Equifax
604
+11
TransUnion
619
+22
Illustrative product preview. Scores and results shown are examples and are not guaranteed.
How it works
Create your account
Sign up in under a minute. No card required to get started.
Add your credit report
Import your report so we can flag inaccurate, outdated, or unverifiable items.
Send disputes & track progress
Generate tailored dispute letters and follow every round from one dashboard.
AI-drafted dispute letters
Every letter is unique, factual, and cites the specific FCRA basis for the dispute.
Round-by-round tracking
30–45 day cycle timers per item, with the next-round strategy suggested automatically.
Everything in one place
Reports, negative items, letters, and documents — organized and always current.
Built for compliance
Cancellation-rights disclosures, an append-only audit log, and no advance-fee traps.
You're always in control
You stay in control. Review every dispute before it is downloaded or sent. Nothing is downloaded, printed, or sent without your review and approval.
Approved Disputes does not guarantee deletions, credit-score increases, or any particular outcome. Accurate and current negative information generally cannot be removed. Results depend on each consumer's circumstances, supporting information, and the responses of credit reporting companies and data furnishers.